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DBA vs FECA vs SCA: Which Law Covers Your Overseas Worker's Injury? | Claim Trove

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DBA vs FECA vs SCA: Which Law Covers Your Overseas Worker's Injury?

ClaimTrove Research•April 27, 2026•11 min read

Frequently Asked Questions

What is the main difference between DBA and FECA?

DBA covers contractor employees. FECA covers direct federal civilian employees. Different paycheck sources, different statutes.

Does the SCA provide workers comp benefits?

No. The SCA is a labor standards statute, not workers compensation.

Can a worker be covered by both DBA and FECA?

No. They are mutually exclusive based on employment relationship.

What happens if I file under the wrong statute?

Delays and potentially missed deadlines under the correct statute.

How does SCA relate to DBA requirements?

SCA contracts performed overseas often require DBA insurance as a fringe benefit.

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Who administers DBA vs FECA claims?

Both through OWCP, but different divisions: DLHWC for DBA, DFEC for FECA.

Is the DBA an exclusive remedy?

Yes. When DBA applies, no state workers comp or tort claims against the employer.

Do DBA and FECA provide the same benefits?

No. FECA pays 66.67-75% of salary without LHWCA caps. DBA pays two-thirds of AWW capped at NAWW maximum.

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