Frequently Asked Questions
Does the DBA cover heat stroke?
Yes. Both acute heat stroke and chronic heat exhaustion qualify if arising from overseas employment.
Is heat stroke an injury or occupational disease?
Depends on facts. Sudden collapse = injury. Gradual development = occupational disease. Classification affects deadlines.
Can a carrier deny based on pre-existing conditions?
They try, but DBA covers aggravation. If the work environment contributed, coverage applies even with risk factors.
Which countries generate the most heat claims?
Kuwait, Qatar, Iraq, and UAE consistently lead based on DOL data and FOIA records.